KS Bank

For over 97 years KS Bank has served the Triangle East region of North Carolina. KS Bank, a state-chartered savings bank, is a community-oriented financial institution offering a broad array of competitive and pro-growth financial services to businesses, professionals, individuals, and families. KS Bank offers retail and commercial lending and deposit services, mortgage products, and wealth management services through its Trust Division.

KS Bank’s Four Oaks branch opened in 2008. The corporate office is located in Smithfield, NC and operates nine financial centers in Johnston, Wake, Wilson, and Wayne Counties. Member FDIC / Equal Housing Lender.


  • Builds personal relationships by providing exceptional customer service
  • Sustains profitable growth that creates value for our shareholders
  • Contributes to the development of the communities we serve
  • fosters a culture of professional growth and personal fulfillment for our employees

106 W. Wellons St.
PO Box 759
Four Oaks, NC 27524

Branch Lobby & Drive-Thru Hours:
M-Th from 9:00 am to 5:00 pm*
Friday from 9:00 am to 5:30 pm*
*the lobby and drive-thru are closed for lunch from 1:30 until 2:30 pm M-F