KS Bank

KS Bank, a state-chartered savings bank, is a community-oriented financial institution offering a broad array of competitive and pro-growth financial services to businesses, professionals, individuals, and families. KS Bank offers retail and commercial lending and deposit services, mortgage products, and wealth management services through its Trust Division.

KS Bank was founded in 1924 with the primary objective of providing home loans to individuals in Kenly, NC, and the broader Johnston County area. Throughout the years, KS Bank has evolved into a full-service, state-of-the-art community bank with ten retail locations in eastern North Carolina. The Four Oaks branch opened in 2008.


  • Builds personal relationships by providing exceptional customer service
  • Sustains profitable growth that creates value for our shareholders
  • Contributes to the development of the communities we serve
  • Fosters a culture of professional growth and personal fulfillment for our employees

106 W. Wellons St.
PO Box 759
Four Oaks, NC 27524

Branch Lobby & Drive-Thru Hours:
M-Th from 9:00 am to 5:00 pm*
Friday from 9:00 am to 5:30 pm*
*the lobby and drive-thru are closed for lunch from 1:30 until 2:30 pm M-F